5 Action Steps to Take When PAN Space has been Invaded...2/2/2009 1:31:00 AM1:
TAKE ACTION and be sure to keep records of the entire event names, phone numbers, dates, times, etc. When
Personal Area Network Space has been Invaded...
2:
Place a “Fraud Alert” on your credit reports, and review the reports carefully. The fraud alert puts creditors on notice to follow certain protocol before they open new accounts in your name or make changes to your existing accounts.
Make a call to one of the three nationwide consumer reporting companies to place a 90-day fraud alert on your account. You need only to notify one of the reporting consumer agencies, the one you call is required by law to notify the others.
Here are the numbers for the consumer reporting companies:
OSA On Twitter...2/2/2009 1:29:00 AM
Top 10 Things to DO if Your ID is Stolen!2/1/2009 11:33:00 PM1 - Report Identity Theft crimes to the police immediately. Ask for a copy of the police report so that you can provide proof of the theft to the organizations that you will have to contact later.
2 - Document the steps you take and the expenses you incur to clear your name and re-establish your credit.
3 - Cancel your credit cards and get new ones issued. Ask the creditors about accounts tampered with or opened fraudulently in your name.
4 - Have your credit report annotated to reflect the identity theft. Do a follow-up check three months after to ensure that someone has not tried to use your identity again.
5 - Close your bank accounts and open new ones. Insist on password-only access to them.
6 - Get new bank machine and telephone calling cards, with new passwords or personal identification numbers.
7 - In the case of passport theft, advise the Passport Office.
8 - Contact the Post Office if you suspect that someone is diverting your mail.
9 - Advise your telephone, cable, and utilities that someone using your name could try to open new accounts fraudulently.
10 - Get a new driver’s license.